One application. 24+ banks.
The lowest rate, locked.
Tied up with every major nationalised bank, leading private banks, and India's top housing-finance companies — we shop the rate, you sign the cheque. Sanctions in 72 hours.
*Indicative floor rate · subject to RBI repo, profile and lender norms.
All 12 nationalised banks.
India's safest credit pool — government-backed lenders with the longest tenors and lowest floor rates.
India's leading private lenders.
Faster approvals, sharper customer service, and specialised products for self-employed and NRI borrowers.
Specialist HFCs for higher LTV.
When banks say no — HFCs say yes. Up to 90% LTV with project-tie-up sanctions.
The shortest path from intent to keys.
Best-in-market rates
We negotiate across 20+ lenders and bring you the lowest applicable rate for your profile.
Sanctions in 72 hours
Pre-approved digital sanction letters within 3 working days of complete documentation.
RERA-aligned advisory
We only fund RERA-registered projects with valid title and approvals — your equity is protected.
Up to 90% funding
Higher LTVs for salaried borrowers, NRIs and pre-approved developer projects.
Document checklist
One curated checklist by lender — no back-and-forth. We pre-validate before bank submission.
Special schemes
Doctors, CAs, lawyers, women borrowers, and CGHS / military personnel — concessional rates.
From application to disbursement — typically 2 weeks.
Profile Assessment
30-min call to map your income, CIBIL, age, employment and target property.
Lender Shortlist
Top 3 lenders matched to your profile with rate-sheet, fees and LTV comparison.
Documentation
End-to-end help with KYC, ITR, salary slips, property papers and legal vetting.
Sanction & Disbursement
Sanction letter, agreement signing, registration coordination and disbursement to seller.
Get a free eligibility check.
Our loan desk will revert with three best-fit lenders, indicative rates, EMIs and a checklist within 4 hours. No obligation — and no impact on your CIBIL during eligibility check.
- +91 522 4000 800
- loans@ocinfraventures.com
- Indicative rates only — final terms per lender's credit policy.